Current Accounts - compare UK bank accounts

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Banking Guide

Introduction

Bank Account Types

Choosing an Account

Current Accounts

Compare the UK's leading current bank accounts.

Select Account Type

Provider	Product	Interest Rate (AER)	Min Balance	Overdraft Rate	Overdraft Buffer	Free Banking If In Credit	Online	Tel	Branch	Details
Alliance and Leicester	Premier Current Account with Premier Regular Saver	12%	£1.00	0% for 12 mths then 7.9%	£2,500					Apply More Info
Barclays	First Additions	9.9%	£1.00	0.00%	£2,500	£6.50 /mth				Apply More Info
HSBC	Bank Account	18.8%	£1.00	0.00%	£2,500	£6.50 /mth				Apply More Info
HSBC	Bank Account Plus	16.1%	£1.00	0.00%	£2,500	£12.95 /mth				Apply More Info
The One Account	The One Account	Varies	--	--	--	--				Apply More Info

Provider	Product	Interest Rate (AER)	Min Balance	Overdraft Rate	Overdraft Buffer	Free Banking If In Credit	Online	Tel	Branch	Details
Alliance and Leicester	Premier 21	10%	£1.00	0.00%	£2,500					Apply More Info

Provider	Product	Interest Rate (AER)	Min Balance	Overdraft Rate	Overdraft Buffer	Free Banking If In Credit	Online	Tel	Branch	Details
Alliance and Leicester	Premier 50	7.0%	£1.00	0% for 12 mths then usage fee of 50p a day (£5 max per month)	£2,500	£10 /mth				Apply More Info

Notes on comparison table:

Product - the bank account product name
Interest Rate (AER) - (Annual Equivalent Rate) - The rate over a year if amounts are compounded.
Min Balance - the minimum balance required to maintain the account
Overdraft Rate - the overdraft rate
Overdraft Buffer - the maximum overdraft amount available
Free Banking If In Credit - indicates if banking is free if account is in credit
Online - indicates if online banking is included
Tel - indicates if telephone banking is included
Branch - indicates if branch banking is included

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